Everything You Need

From issuance to fulfillment, Clutch offers a complete stored value solution for digital and physical gift cards, promotions and merchandise credit. Our team of experts advise brands across the globe on strategies that increase engagement, drive purchase lift and retain revenue.

Multichannel Delivery

Increase redemptions and improve customer experience by issuing value via SMS, mobile wallet, apps and web

Processing Engine

Flexible solutions and pre-built POS and payment gateway integrations for magnetic strip, barcode, or QR code

Fraud Prevention

Randomized data generation, built-in monitoring and detection, and mitigation measures including pin and captcha requirements

Franchise Solutions

Settlement reconciliation services and universal management for physical and virtual cards across locations

Clutch Giftcards

Innovative Use Cases

Gift Cards

Average lift with gift card redemptions

Issue traditional physical cards or deploy digital versions via mobile or email


Of consumers say promotions influence their purchases

Promote new products or incentivize customers to shop during special events

Merchandise Credit

Of shoppers will spend 2X more than the value of the credit

Prevent revenue loss by issuing credit instead of returns to original payment tender

Get more out of your stored value solution